27th Nov 2007
End of the year wrap-up - Part I: What to do now to start your practice
Some of you may be wrapping up (pun intended) a term, while others may be looking forward eagerly to a term break over the holidays. Me too.
Use the time on break wisely by preparing. Sure, enjoy the time with your friends and family and get some rest. But also think about doing some of these small projects you can do to get ready for practice.
This first end-0f=year project relates to checking your credit. If you haven’t checked your credit in a year, you should do that. Go to www.annualcreditreport.com to see your credit report. If you are close to graduation, get the reports from all three credit reporting agencies (Experian, Equifax, and Transunion) and pay the extra to get the 3 FICO scores. If you’re not close to graduation, get one of the reports and see if there’s anything negative. If you need to get something taken off, follow the dispute process outlined on the credit reporting bureau’s website and keep working on it until the issue is resolved (this might take many months).
If you have a low credit score, work on improving it. Here is a great video about the 5 things you can do to improve your credit rating, from Miranda Marquit at AllBusiness.com
http://www.allbusiness.com/personal-finance/4968821-1.html
For more information about credit scores and how they affect your ability to get bank financing, go to the Financial Preparation section of StudentDC.com
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