18th Sep 2008
Don’t forget disability insurance
In my last post, I talked about the importance of making sure you have all the insurance coverage you need. One type of insurance that I didn’t mention is disability coverage.
When I talk with new DC’s about insurance, I usually put disability coverage on the list. I usually get a blank stare and I can see that they don’t really register its importance. But even if you are “well adjusted” you could be in an accident or have a disabling illness. I know disability insurance is an additional expense you think you can live without, but don’t wait until you need it - it will be too late.
Three companies specifically provide disability insurance for chiropractors. Investigate the features and costs for each and get disability insurance as soon as possible.
Also, be sure to read this informative article from a recent issue of Chiropractic Economics about disability insurance.
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